Loans and Bonds
Short-Term Debt
As of April 15, 2025
| Lender |
Balance （millions of yen） |
Fixed/ Floating |
Interest Rate |
Drawdown Date |
Repayment Date |
Borrowing Period |
|---|---|---|---|---|---|---|
| Mizuho Bank, Ltd. | 8,000 | Floating rate | Base interest rate (Japanese Bankers Assosiation 1-month Yen-TIBOR) + 0.20000% |
April 15, 2025 | April 15, 2026 | 1 year |
| Total | 8,000 |
Long-Term Debt
As of March 31, 2025
| Lender |
Balance （millions of yen） |
Fixed/ Floating |
Interest Rate |
Drawdown Date |
Repayment Date |
Borrowing Period |
|---|---|---|---|---|---|---|
| The Dai-ichi Life Insurance Company, Limited (Green Loan) |
3,000 | Fixed rate | 1.30000% | December 7, 2023 | December 7, 2033 | 10 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation; Sumitomo Mitsui Trust Bank, Limited; (Green Syndicate Loan) |
3,760 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.33000% |
November 29, 2021 | November 29, 2025 | 4 years |
| Sompo Japan Insurance Inc.; Tokio Marine & Nichido Fire Insurance Co., Ltd. |
3,000 | Fixed rate | 0.28000% | January 31, 2022 | January 31, 2027 | 5 years |
| Sompo Japan Insurance Inc. (Green Loan) |
500 | Fixed rate | 0.34000% | November 30, 2022 | November 30, 2027 | 5 years |
| Tokio Marine & Nichido Fire Insurance Co., Ltd. (Green Loan) |
500 | Fixed rate | 0.34000% | November 30, 2022 | November 30, 2027 | 5 years |
| Development Bank of Japan Inc. | 3,500 | Fixed rate | 1.60750% | May 31, 2024 | May 31, 2033 | 9 years |
| The Dai-ichi Life Insurance Company, Limited | 2,000 | Fixed rate | 0.65000% | June 30, 2021 | June 30, 2030 | 9 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Mizuho Trust & Banking Co., Ltd.; Resona Bank, Ltd. (Green Syndicate Loan) |
5,750 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.43000% |
December 30, 2021 | December 30, 2029 | 8 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation; The Norinchukin Bank; Resona Bank, Ltd; The Bank of Fukuoka, Ltd.; Shinkin Central Bank |
8,000 | Fixed rate (after Interest Rate Swap Agreement) （Note１） |
0.67400% | June 29, 2018 | June 30, 2025 | 7 years |
| Mizuho Bank, Ltd.; The Norinchukin Bank; MUFG Bank, Ltd.; Mizuho Trust & Banking Co., Ltd. |
3,750 | Fixed rate (after Interest Rate Swap Agreement) （Note１） |
0.70600% | November 1, 2018 | November 1, 2025 | 7 years |
| Mizuho Bank, Ltd.; The Norinchukin Bank; MUFG Bank, Ltd.; Mizuho Trust & Banking Co., Ltd. |
3,750 | Fixed rate (after Interest Rate Swap Agreement) （Note１） |
0.57100% | March 8, 2019 | March 31, 2026 | 7,1 years |
| Development Bank of Japan Inc. | 2,000 | Fixed rate | 1.08125% | June 30, 2022 | June 30, 2031 | 9 years |
| Development Bank of Japan Inc. | 2,000 | Fixed rate | 0.55801% | June 30, 2021 | December 30, 2029 | 8.5 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Mizuho Trust & Banking Co., Ltd.; Resona Bank, Ltd. (Green Syndicate Loan) |
5,750 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.37000% |
December 30, 2022 | January 31, 2030 | 7.1 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation; The Norinchukin Bank; Aozora Bank, Ltd. |
6,400 | Fixed rate | 0.83441% | September 29, 2017 | March 31, 2026 | 8.5 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation |
3,000 | Fixed rate (after Interest Rate Swap Agreement) （Note１） |
0.79100% | June 29, 2018 | December 30, 2026 | 8.5 years |
| Development Bank of Japan Inc. | 2,000 | Fixed rate | 0.68778% | January 31, 2020 | July 31, 2028 | 8.5 years |
| Development Bank of Japan Inc. | 1,300 | Fixed rate | 0.83071% | September 29, 2017 | September 30, 2026 | 9 years |
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation; Mizuho Trust & Banking Co., Ltd.; The Norinchukin Bank |
5,600 | Fixed rate (after Interest Rate Swap Agreement) （Note１） |
0.71200% | January 31, 2020 | January 31, 2029 | 9 years |
| The Dai-ichi Life Insurance Company, Limited | 1,000 | Fixed rate | 0.77000% | January 31, 2020 | January 31, 2029 | 9 years |
| Mizuho Bank, Ltd.; Mizuho Trust & Banking Co., Ltd. |
1,980 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.41000% |
November 30, 2023 | November 28, 2031 | 8 years |
| The Norinchukin Bank; Resona Bank, Ltd.; Aozora Bank, Ltd.; The Bank of Fukuoka, Ltd. |
3,900 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.38000% |
November 30, 2023 | November 29, 2030 | 7 years |
| Sumitomo Mitsui Banking Corporation | 3,640 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.36000% |
November 30, 2023 | November 30, 2029 | 6 years |
| MUFG Bank, Ltd. | 1,250 | Floating rate | Base interest rate (Japanese Bankers Assosiation 3-month Yen-TIBOR) + 0.32000% |
November 30, 2023 | November 30, 2027 | 4 years |
| Development Bank of Japan Inc. | 2,000 | Fixed rate | 1.39750% | April 26, 2024 | April 26, 2032 | 8 years |
| MUFG Bank, Ltd. | 590 | Fixed rate | 1.08125% | November 29, 2024 | November 30, 2027 | 3 years |
| The Bank of Fukuoka, Ltd. | 150 | Fixed rate | 1.17125% | November 29, 2024 | November 30, 2028 | 4 years |
| Resona Bank, Ltd. | 1,000 | Fixed rate | 1.26375% | November 29, 2024 | November 30, 2029 | 5 years |
| Aozora Bank, Ltd. | 750 | Fixed rate | 1.26375% | November 29, 2024 | November 30, 2029 | 5 years |
| Mizuho Bank, Ltd. | 870 | Fixed rate | 1.31444% | November 29, 2024 | May 31, 2030 | 5.5 years |
| Mizuho Trust & Banking Co., Ltd. | 1,560 | Fixed rate | 1.31444% | November 29, 2024 | May 31, 2030 | 5.5 years |
| Sumitomo Mitsui Banking Corporation | 350 | Fixed rate | 1.39000% | November 29, 2024 | May 30, 2031 | 6.5 years |
| Total | 84,600 |
- The interest rate for borrowings with a floating rate is fixed since the amounts to be paid are actually fixed due to the interest rate swap agreements.
Investment Corporation Bonds
As of October 31, 2024
| Name | Issue Amount （millions of yen） |
Interest Rate (%) |
Issuance Date | Maturity Date | Term of Issuance |
|---|---|---|---|---|---|
| No.8 Unsecured Investment Corporate Bonds | 5,000 | 1.03 | September 9, 2015 | September 9, 2025 | 10years |
| No.9 Unsecured Investment Corporate Bonds | 2,000 | 0.45 | October 27, 2016 | October 27, 2026 | 10years |
| No.11 Unsecured Investment Corporate Bonds | 7,000 | 0.65 | April 25, 2017 | April 23, 2027 | 10years |
| No.13 Unsecured Investment Corporate Bonds | 2,000 | 0.95 | April 20, 2018 | April 20, 2033 | 15years |
| No.14 Unsecured Investment Corporate Bonds (JEI Green Bonds) | 4,000 | 0.63 | August 10, 2018 | August 10, 2028 | 10years |
| No.15 Unsecured Investment Corporate Bonds | 1,000 | 1.07 | September 10, 2019 | September 9, 2039 | 20years |
| No.16 Unsecured Investment Corporate Bonds (No.2 JEI Green Bonds) | 5,000 | 0.75 | October 29, 2020 | October 29, 2035 | 15years |
| No.17 Unsecured Investment Corporate Bonds | 2,000 | 0.95 | March 30, 2023 | March 30, 2032 | 9years |
| No.18 Unsecured Investment Corporate Bonds | 2,000 | 1.329 | December 19, 2023 | December 19, 2033 | 10years |
| No.19 Unsecured Investment Corporate Bonds (No.3 JEI Green Bonds) | 2,000 | 0.724 | February 8, 2024 | February 8, 2029 | 5years |
| No.20 Unsecured Investment Corporate Bonds | 2,400 | 1.392 | February 8, 2024 | February 8, 2034 | 10years |
| No.21 Unsecured Investment Corporate Bonds (No.4 JEI Green Bonds) | 4,800 | 1.740 | July 16, 2024 | July 14, 2034 | 10years |
| No.22 Unsecured Investment Corporate Bonds (No.5 JEI Green Bonds) | 3,800 | 1.696 | October 30, 2024 | October 30, 2034 | 10years |
| Total | 43,000 |
- All the investment corporation bonds above are with special pari passu conditions among specified investment corporation bonds.
Outline of Shelf Registration for Investment Corporation Bonds
As of February 9, 2024
| Type | Maximum Amount of Issuance | Period for Planned Issuance |
|---|---|---|
| Investment Corporate Bonds | 100 billion yen | From Feb. 9, 2024, to Feb. 8, 2026 |
- For the purpose of procurement of funds for long-term, the issuance of investment corporation bonds is registered above.
Commitment Line
As of February 1, 2025
| Lender | Limit | Commitment Term | Establishment Date | Use of Funds |
|---|---|---|---|---|
| Mizuho Bank, Ltd.; MUFG Bank, Ltd.; Sumitomo Mitsui Banking Corporation Total |
6.0billion yen 5.0billion yen 3.0billion yen 14.0 billion yen |
From February 1, 2025 to January 31, 2026 | January 28, 2025 | To be used for the repayment of exisiting debt (including investment corporate bonds) |
- There are no borrowings actually executed.